REFINANCE

Rate & Term Refinance

Cash Out Refinance

Refinancing your mortgage with Edge Home Finance allows you to replace your existing home loan with a new one that offers better terms and conditions tailored to your specific requirements. Whether you want to lower your monthly payments, reduce your interest rate, or access the equity in your home, refinancing can be a powerful financial tool to help you achieve your goals.

Dave Smith, our experienced mortgage specialist, will work closely with you to understand your financial objectives and guide you in selecting the refinancing solution that best suits your needs. With Dave Smith expertise and personalized assistance, you can make informed decisions about your mortgage refinancing options.

Benefits of refinancing with Dave Smith:

Lower Monthly Payments: Through refinancing, you may secure a lower interest rate, leading to reduced monthly payments and potential long-term savings.
Interest Rate Reduction: If market conditions have improved since you obtained your original mortgage, refinancing can provide an opportunity to secure a more favorable interest rate, potentially saving you thousands of dollars over the life of the loan.
Cash-Out Refinance: With a cash-out refinance, you can tap into your home's equity and receive a lump sum payment. This additional cash can be used for various purposes such as home improvements, debt consolidation, or major expenses.
Adjustable to Fixed Rate: If you currently have an adjustable-rate mortgage (ARM) and desire the stability of a fixed-rate loan, refinancing allows you to switch to a fixed interest rate, protecting you from potential rate fluctuations in the future.
Shortening the Loan Term: Refinancing offers an opportunity to shorten the term of your mortgage, enabling you to pay off your loan sooner and potentially save on interest payments.

When you choose Dave Smith, you can expect a seamless and transparent process. We will thoroughly evaluate your current mortgage terms, credit history, and financial situation to determine the refinancing options available to you. Our goal is to provide you with the information and support you need to make the right choices for your financial future.

Dave prioritizes customer satisfaction. Dave Smith and his team are dedicated to providing you with competitive rates, flexible terms, and outstanding service. Our streamlined application process and quick turnaround time ensure that your refinancing experience is efficient and stress-free.

Take the first step towards achieving your financial goals and explore the possibilities of refinancing your mortgage with Dave Smith. Reach out today to schedule a consultation and let us guide you towards finding the ideal refinancing solution for your unique needs.